South Tacoma Auto is here to help, regardless of your credit status! We work with challenged credit customers from throughout the South Sound region for 20 or more years, and we are ready to do it for you!

First, let’s take a look at some of the common myths of Bad Credit Auto Financing:

Myths, Concerns, and Misconceptions about Bad Credit Auto Financing
       There are a lot of places that say they have bad credit or no credit financing but are really just in it to make a quick buck.  South Tacoma Auto believes that being fair, honest, and straightforward with our customers will build a long term relationship with our community. We want to make sure that any customer that works with us, stays with us for life. We want to help you improve your score and upgrade your lifestyle!  With all the double talk from other supposed “guaranteed car loan” places, it’s hard to keep the facts straight.

Fact: You can get an auto loan even if you’ve declared bankruptcy.
      South Tacoma Auto can help you get a car loan even if you have filed for bankruptcy! We have financing partners who specialize in approving financing even for open bankruptcies!  If it hasn’t been fully discharged, you may need an authorization to incur debt from a bankruptcy trustee first.

Fact: I had a vehicle repossessed.
       We can help you qualify for a bad credit auto loan even if you’ve had a car repossessed. 

Fact:  I don’t need a huge upfront payment.
       If a large upfront payment is sprung on you at the last minute, it could be a sign that you aren’t at a reputable dealer.  South Tacoma Auto won’t slam you with an unreasonably huge down payment along with your auto loan. 

Fact: I’ve never had any credit before.
       It doesn’t matter if you have no credit or bad credit.  We can help you get a car loan at a rate you can afford.

If you feel like you just need a lift to the lifestyle, let South Tacoma Auto’s Finance team help you out.  We want nothing more than to see you drive off in a car that’s going to be with you for the long haul, even if you need a little help getting there.  If you want a great used car but don’t know if it’s something you can do right now, come by South Tacoma Auto, and our finance team will do everything they can to make sure you get the auto loan you deserve.  It doesn’t matter if you have bad credit or no credit. We want to see you drive off in a car you are happy with.

        Getting a bad credit auto loan can be a nerve-wracking experience.  Other dealers make getting a car loan a circus tent of hoops to jump through, but we want to make it easy and take the stress out of it.  At South Tacoma Auto, we believe auto financing shouldn’t be any harder that it has to be.

        Some of those other places say they get you a great bad credit auto loan, but you could leave those places bogged down with bloated interest rates.  The South Tacoma Auto bad credit auto loan department will do its best to get you a low interest auto loan, even if you have bad or no credit.  Getting a low interest rate car loan isn’t a pipe dream.  We do our best to give you the car you need at a rate that isn’t going to break your bank.

        Car loan assistance at South Tacoma Auto doesn’t mean we try to sell you something you can’t afford.  Our auto finance department will work with you to get something you are comfortable with and a payment plan that won’t have you scrambling to get it paid every month.